Credit Card Merchant Checks

Check processing has always been a hassle for business owners and customers alike for several important reasons. Whether you are a traditional brick-and-mortar business or an Internet start-up, it is unlikely that you are able to do business without accepting credit and debit cards from customers as a means of payment. Electronic check processing virtually eliminates check handling by converting paper checks into an electronic transaction, right at the point of sale! A new form of accepting checks through a process called check conversion method. You simply enter your customers’ checking information into the gateway based on a check that has been faxed or mailed to you.

Electronic Check Processing Increases Sales
Electronic check processing has been a boon to customers who may not have credit cards, and therefore, it has rewarded merchants with increased sales. Any brick-and-mortar merchants can transform their customers’ paper checks into electronic transactions that are processed through the Automated Clearing House (ACH) network.
Benefits and Process of Electronic Check Conversion
  • Safety: Eliminates the threat of lost or stolen checks during deposit preparation and minimize check losses with “repeat offender” check.
  • Speed: Check is converted into an electronic transaction in 8 to 10 seconds
  • Simple Process: Simply scan the check using a check reader connected to your credit card terminal capturing the data from the MICR line at the bottom of the check and the paper check is converted to an electronic item!
  • Ship Product Sooner: Improved up-front transaction validation that returns the status of transactions faster.
  • Security: Uses the latest 128-bit Secure Socket Layer (SSL) technology for secure Internet Protocol (IP) transactions.

The funds are automatically deducted from your customer’s checking account and deposited into your business account. The benefits are lower costs, greater efficiency, and eliminate the need for physical bank deposits of checks!

With billions of payments handled by the (ACH), a Merchant should not overlook this check processing solution.

By accepting Credit Card Merchant Checks, you expand the payment options available to new and existing customers, enhancing customer loyalty and potentially increasing sales.

Return to index

Request a Quote High Approval Rate
Business Name:
Contact Name :
Why Ignite Payments?
  • NO Setup Fees!
  • Competitve Rates
  • 5 Minute hassle-free application!
  • High Application Approval
  • Fast Approval time
  • FREE* Shipping & Handling
  • Customer Service 24/7
Top Rated Merchant Account Provider for over a Decade
What our client says
I was totally confused about opening up a merchant account until I visited the CardConnect Paradise website. I called and somebody picked up immediately. It was nice having someone to talk too and guide me in the right direction. They made the process quick and painless with NO headaches. I highly recommend this company.
Marc Simmons
MSI Construction
CardConnect Paradise is an independent sales agent for CardConnect. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. The CardConnect name and logo are owned by CardConnect Corp., a wholly owned subsidiary of First Data Corporation. CardConnect is a registered ISO of Wells Fargo Bank, N.A., Concord, CA. and Synovus Bank, USA, Columbus, GA. Th e Clover name and logo are trademarks owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation, and registered or used in the U.S. and many foreign countries. * Promotional offer brought to you by AI, INC. restrictions apply call for details.
Copyright © 1988- 2018 AI, Inc All Rights Reserved.